/* ─── Reset & Base ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body { min-height: 100vh; line-height: 1.6; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font: inherit; color: inherit; }
ul { list-style: none; }

/* ─── Skip Link ─── */
.skip-link {
    position: absolute; top: -100%; left: 16px; background: #0d9488; color: #fff;
    padding: 8px 16px; border-radius: 8px; z-index: 9999; font-weight: 600;
}
.skip-link:focus { top: 16px; }

/* ─── Navigation ─── */
.nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    background: rgba(255,255,255,0.92); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(148,163,184,0.15);
    transition: box-shadow 0.3s ease;
}
.nav.scrolled { box-shadow: 0 4px 24px rgba(0,0,0,0.08); }
.nav-container {
    max-width: 1200px; margin: 0 auto; padding: 0 24px;
    display: flex; align-items: center; height: 72px; gap: 24px;
}
.nav-logo {
    display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 15px;
    color: #0f766e; letter-spacing: -0.01em;
}
.nav-logo-icon { width: 32px; height: 32px; flex-shrink: 0; }
.nav-logo-text { display: none; }
@media (min-width: 640px) { .nav-logo-text { display: block; } }
.nav-menu {
    display: none; align-items: center; gap: 8px; margin-left: auto;
}
.nav-menu a {
    padding: 8px 14px; border-radius: 8px; font-size: 14px; font-weight: 500;
    color: #475569; transition: color 0.2s, background 0.2s;
}
.nav-menu a:hover { color: #0d9488; background: #f0fdfa; }
.nav-cta {
    display: flex; align-items: center; gap: 6px; background: #0d9488; color: #fff !important;
    padding: 10px 18px; border-radius: 50px; font-weight: 600; font-size: 14px;
    transition: background 0.2s, transform 0.2s; margin-left: 8px;
}
.nav-cta:hover { background: #0f766e; transform: translateY(-1px); }
.nav-cta-icon { width: 16px; height: 16px; }
.nav-toggle { display: flex; flex-direction: column; gap: 5px; margin-left: auto; padding: 8px; }
.nav-toggle-bar {
    display: block; width: 22px; height: 2px; background: #334155; border-radius: 2px;
    transition: transform 0.3s, opacity 0.3s;
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
@media (min-width: 1024px) {
    .nav-toggle { display: none; }
    .nav-menu { display: flex; }
}
@media (max-width: 1023px) {
    .nav-menu {
        position: fixed; top: 72px; left: 0; right: 0; bottom: 0;
        background: rgba(255,255,255,0.98); backdrop-filter: blur(16px);
        flex-direction: column; padding: 24px; gap: 4px;
        transform: translateX(100%); transition: transform 0.3s ease;
    }
    .nav-menu.open { transform: translateX(0); }
    .nav-menu a { font-size: 18px; padding: 14px 16px; width: 100%; }
    .nav-cta { margin-left: 0; justify-content: center; margin-top: 16px; font-size: 16px; }
}

/* ─── Hero ─── */
.hero {
    position: relative; min-height: 100vh; display: flex; align-items: center;
    overflow: hidden; background: #0f766e;
}
.hero-bg {
    position: absolute; inset: 0; z-index: 0;
}
.hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-overlay {
    position: absolute; inset: 0; z-index: 1;
    background: linear-gradient(135deg, rgba(4,47,46,0.88) 0%, rgba(15,118,110,0.75) 50%, rgba(13,148,136,0.65) 100%);
}
.hero-content {
    position: relative; z-index: 2; max-width: 1200px; margin: 0 auto; padding: 120px 24px 80px;
    color: #fff;
}
.hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(255,255,255,0.15); border: 1px solid rgba(255,255,255,0.25);
    padding: 8px 18px; border-radius: 50px; font-size: 13px; font-weight: 600;
    letter-spacing: 0.02em; color: #ccfbf1; margin-bottom: 28px;
    backdrop-filter: blur(8px);
}
.hero-badge svg { width: 16px; height: 16px; }
.hero-title {
    font-family: 'Playfair Display', serif; font-size: clamp(32px, 5vw, 64px);
    font-weight: 700; line-height: 1.12; letter-spacing: -0.02em;
    max-width: 780px; margin-bottom: 24px;
}
.hero-accent { color: #5eead4; }
.hero-subtitle {
    font-size: clamp(16px, 2vw, 20px); line-height: 1.65; color: #ccfbf1;
    max-width: 580px; margin-bottom: 40px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 48px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 20px; }
.hero-trust-item {
    display: flex; align-items: center; gap: 8px; font-size: 14px; color: #99f6e4;
}
.hero-trust-item svg { width: 18px; height: 18px; opacity: 0.8; }
.hero-scroll {
    position: absolute; bottom: 32px; left: 50%; transform: translateX(-50%); z-index: 2;
    color: rgba(255,255,255,0.6); animation: scrollBounce 2s infinite;
}
.hero-scroll svg { width: 28px; height: 28px; }
@keyframes scrollBounce {
    0%, 100% { transform: translateX(-50%) translateY(0); }
    50% { transform: translateX(-50%) translateY(8px); }
}
@media (max-width: 639px) {
    .hero-content { padding: 100px 20px 60px; }
    .hero-trust { flex-direction: column; gap: 10px; }
    .hero-scroll { display: none; }
}

/* ─── Buttons ─── */
.btn {
    display: inline-flex; align-items: center; gap: 8px; padding: 14px 28px;
    border-radius: 50px; font-weight: 600; font-size: 15px; transition: all 0.25s ease;
}
.btn svg { width: 18px; height: 18px; }
.btn-primary { background: #0d9488; color: #fff; }
.btn-primary:hover { background: #0f766e; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(13,148,136,0.35); }
.btn-secondary { background: rgba(255,255,255,0.15); color: #fff; border: 1px solid rgba(255,255,255,0.3); backdrop-filter: blur(8px); }
.btn-secondary:hover { background: rgba(255,255,255,0.25); transform: translateY(-2px); }
.btn-lg { padding: 16px 32px; font-size: 16px; }
.btn-full { width: 100%; justify-content: center; }

/* ─── Section Base ─── */
.section { padding: 96px 24px; }
.container { max-width: 1200px; margin: 0 auto; }
.section-header { text-align: center; max-width: 680px; margin: 0 auto 64px; }
.section-label {
    display: inline-block; font-size: 13px; font-weight: 700; letter-spacing: 0.08em;
    text-transform: uppercase; color: #0d9488; margin-bottom: 12px;
}
.section-title {
    font-family: 'Playfair Display', serif; font-size: clamp(28px, 4vw, 44px);
    font-weight: 700; color: #0f172a; line-height: 1.2; letter-spacing: -0.02em; margin-bottom: 16px;
}
.section-subtitle { font-size: 17px; color: #64748b; line-height: 1.7; }

/* ─── Services ─── */
.services { background: #f8fafc; }
.services-grid {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px;
}
.service-card {
    background: #fff; border-radius: 20px; padding: 36px 32px;
    border: 1px solid #e2e8f0; transition: all 0.3s ease;
}
.service-card:hover {
    transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,0,0,0.08);
    border-color: #99f6e4;
}
.service-icon {
    width: 56px; height: 56px; border-radius: 16px; background: #f0fdfa;
    display: flex; align-items: center; justify-content: center; margin-bottom: 20px;
    color: #0d9488;
}
.service-icon svg { width: 28px; height: 28px; }
.service-title { font-size: 18px; font-weight: 700; color: #0f172a; margin-bottom: 10px; }
.service-desc { font-size: 15px; color: #64748b; line-height: 1.7; }
@media (max-width: 639px) {
    .services { padding: 64px 20px; }
    .services-grid { grid-template-columns: 1fr; }
}

/* ─── About ─── */
.about { background: #fff; }
.about-grid { display: grid; grid-template-columns: 1fr; gap: 48px; align-items: center; }
.about-image-wrapper { position: relative; }
.about-image {
    border-radius: 24px; overflow: hidden; position: relative; z-index: 1;
    aspect-ratio: 6/7;
}
.about-image img { width: 100%; height: 100%; object-fit: cover; }
.about-image-accent {
    position: absolute; top: -16px; right: -16px; width: 120px; height: 120px;
    background: #ccfbf1; border-radius: 20px; z-index: 0;
}
.about-content { max-width: 560px; }
.about-text { font-size: 16px; color: #475569; line-height: 1.8; margin-bottom: 16px; }
.about-stats {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 36px;
}
.about-stat {
    background: #f0fdfa; border-radius: 16px; padding: 20px 16px; text-align: center;
    border: 1px solid #ccfbf1;
}
.about-stat-number { display: block; font-size: 15px; font-weight: 700; color: #0f766e; margin-bottom: 4px; }
.about-stat-label { font-size: 12px; color: #64748b; }
@media (min-width: 768px) {
    .about { padding: 120px 24px; }
    .about-grid { grid-template-columns: 0.9fr 1.1fr; }
}
@media (max-width: 639px) {
    .about { padding: 64px 20px; }
    .about-image-accent { display: none; }
    .about-stats { grid-template-columns: 1fr; }
}

/* ─── Approach ─── */
.approach { background: #0f766e; color: #fff; }
.approach .section-label { color: #5eead4; }
.approach .section-title { color: #fff; }
.approach .section-subtitle { color: #99f6e4; }
.approach-steps {
    display: grid; grid-template-columns: 1fr; gap: 0;
    max-width: 900px; margin: 0 auto;
}
.approach-step {
    display: grid; grid-template-columns: 60px 1fr; gap: 20px; padding: 28px 0;
    border-bottom: 1px solid rgba(255,255,255,0.15);
}
.approach-step:first-child { border-top: 1px solid rgba(255,255,255,0.15); }
.approach-step-number {
    font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700;
    color: #5eead4; line-height: 1;
}
.approach-step-title { font-size: 18px; font-weight: 700; color: #fff; margin-bottom: 6px; }
.approach-step-desc { font-size: 15px; color: #99f6e4; line-height: 1.7; }
@media (min-width: 768px) {
    .approach { padding: 120px 24px; }
    .approach-steps { grid-template-columns: 60px 1fr 1fr; gap: 0; }
    .approach-step { grid-template-columns: 60px 1fr; border-bottom: none; border-right: 1px solid rgba(255,255,255,0.15); }
    .approach-step:nth-child(2) { border-right: none; }
    .approach-step:nth-child(3) { border-right: none; }
    .approach-step:nth-child(4) { border-right: none; }
}
@media (max-width: 639px) {
    .approach { padding: 64px 20px; }
}

/* ─── Insurance / CTA ─── */
.insurance { background: #f8fafc; }
.insurance-content {
    display: grid; grid-template-columns: 1fr; gap: 48px; align-items: start;
}
.insurance-desc { font-size: 16px; color: #475569; line-height: 1.8; margin-bottom: 24px; }
.insurance-list { display: flex; flex-direction: column; gap: 12px; }
.insurance-list li {
    display: flex; align-items: center; gap: 12px; font-size: 15px; color: #334155;
}
.insurance-list svg { width: 20px; height: 20px; color: #0d9488; flex-shrink: 0; }
.insurance-cta { }
.insurance-cta-card {
    background: linear-gradient(135deg, #0f766e 0%, #14b8a6 100%); border-radius: 24px;
    padding: 48px 40px; text-align: center; color: #fff;
}
.insurance-cta-icon {
    width: 64px; height: 64px; border-radius: 50%; background: rgba(255,255,255,0.15);
    display: flex; align-items: center; justify-content: center; margin: 0 auto 24px;
}
.insurance-cta-icon svg { width: 32px; height: 32px; }
.insurance-cta-title { font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700; margin-bottom: 12px; }
.insurance-cta-desc { font-size: 16px; color: #ccfbf1; line-height: 1.7; margin-bottom: 28px; }
.insurance-cta-note { font-size: 13px; color: #99f6e4; margin-top: 16px; }
@media (min-width: 768px) {
    .insurance { padding: 120px 24px; }
    .insurance-content { grid-template-columns: 1.1fr 0.9fr; }
}
@media (max-width: 639px) {
    .insurance { padding: 64px 20px; }
    .insurance-cta-card { padding: 36px 24px; }
}

/* ─── Contact ─── */
.contact { background: #fff; }
.contact-grid { display: grid; grid-template-columns: 1fr; gap: 48px; }
.contact-desc { font-size: 16px; color: #64748b; line-height: 1.7; margin-bottom: 32px; }
.contact-details { display: flex; flex-direction: column; gap: 24px; margin-bottom: 32px; }
.contact-detail { display: flex; gap: 16px; }
.contact-detail-icon {
    width: 48px; height: 48px; border-radius: 14px; background: #f0fdfa;
    display: flex; align-items: center; justify-content: center; flex-shrink: 0; color: #0d9488;
}
.contact-detail-icon svg { width: 22px; height: 22px; }
.contact-detail strong { display: block; font-size: 14px; color: #0f172a; margin-bottom: 2px; }
.contact-detail p { font-size: 15px; color: #64748b; line-height: 1.6; }
.contact-detail a { color: #0d9488; font-weight: 600; transition: color 0.2s; }
.contact-detail a:hover { color: #0f766e; }
.contact-map { border-radius: 16px; overflow: hidden; }
.contact-form-wrapper {
    background: #f8fafc; border-radius: 24px; padding: 40px 32px;
    border: 1px solid #e2e8f0;
}
.contact-form-title { font-size: 22px; font-weight: 700; color: #0f172a; margin-bottom: 8px; }
.contact-form-desc { font-size: 15px; color: #64748b; margin-bottom: 28px; line-height: 1.6; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 16px; }
.form-group label {
    display: block; font-size: 13px; font-weight: 600; color: #334155; margin-bottom: 6px;
}
.form-group input, .form-group select, .form-group textarea {
    width: 100%; padding: 12px 16px; border: 1.5px solid #e2e8f0; border-radius: 12px;
    font-size: 15px; font-family: inherit; color: #0f172a; background: #fff;
    transition: border-color 0.2s, box-shadow 0.2s; outline: none;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    border-color: #0d9488; box-shadow: 0 0 0 3px rgba(13,148,136,0.12);
}
.form-group input::placeholder, .form-group textarea::placeholder { color: #94a3b8; }
.form-group textarea { resize: vertical; min-height: 100px; }
.form-success { display: none; text-align: center; padding: 32px 16px; }
.form-success.show { display: block; }
.form-success-icon {
    width: 64px; height: 64px; border-radius: 50%; background: #f0fdfa;
    display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; color: #0d9488;
}
.form-success-icon svg { width: 32px; height: 32px; }
.form-success-title { font-size: 20px; font-weight: 700; color: #0f172a; margin-bottom: 8px; }
.form-success-desc { font-size: 15px; color: #64748b; line-height: 1.6; }
.form-hidden { display: none; }
@media (min-width: 768px) {
    .contact { padding: 120px 24px; }
    .contact-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 639px) {
    .contact { padding: 64px 20px; }
    .form-row { grid-template-columns: 1fr; }
    .contact-form-wrapper { padding: 28px 20px; }
}

/* ─── Footer ─── */
.footer { background: #0f172a; color: #94a3b8; padding: 64px 24px 0; }
.footer-grid {
    display: grid; grid-template-columns: 1fr; gap: 40px; padding-bottom: 48px;
}
.footer-logo {
    display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 15px; color: #fff;
}
.footer-tagline { font-size: 14px; line-height: 1.7; margin-top: 12px; max-width: 280px; }
.footer-links h4, .footer-contact h4 {
    font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em;
    color: #fff; margin-bottom: 16px;
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a { font-size: 14px; color: #94a3b8; transition: color 0.2s; }
.footer-links a:hover { color: #5eead4; }
.footer-contact p { font-size: 14px; line-height: 1.7; margin-bottom: 8px; }
.footer-contact-icon { width: 16px; height: 16px; display: inline; vertical-align: -2px; margin-right: 4px; }
.footer-phone { display: inline-flex; align-items: center; gap: 6px; color: #5eead4; font-weight: 600; transition: color 0.2s; }
.footer-phone:hover { color: #2dd4bf; }
.footer-phone svg { width: 16px; height: 16px; }
.footer-bottom {
    border-top: 1px solid rgba(148,163,184,0.15); padding: 24px 0;
    display: flex; flex-direction: column; gap: 8px;
}
.footer-bottom p { font-size: 13px; }
.footer-disclaimer { font-size: 12px; color: #64748b; }
@media (min-width: 768px) {
    .footer { padding: 80px 24px 0; }
    .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
    .footer-bottom { flex-direction: row; justify-content: space-between; align-items: center; }
}
@media (max-width: 639px) {
    .footer { padding: 48px 20px 0; }
}

/* ─── Scroll Reveal (progressive enhancement) ─── */
@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
        transition: opacity 0.6s ease, transform 0.6s ease;
    }
    .reveal.revealed { opacity: 1; transform: translateY(0); }
    .reveal-delay-1 { transition-delay: 0.1s; }
    .reveal-delay-2 { transition-delay: 0.2s; }
    .reveal-delay-3 { transition-delay: 0.3s; }
    .reveal-delay-4 { transition-delay: 0.4s; }
    .reveal-delay-5 { transition-delay: 0.5s; }
}